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Mesa County · Colorado

ZIP code 81521

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 81521 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,861

ZCTA residents

Median income
$82,632

Household, past 12 months

Median home
$385,300

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 81521 sits in Mesa County, Colorado and is home to 16,861 people. Median household income is $82,632, the median home is worth $385,300 and median gross rent is $1,249. 83.2% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Mesa County

FIPS 08077

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 81521

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,861ZIP 81521 residents
Median household income
$82,632Past 12 months, inflation adjusted
Median home value
$385,300Owner-occupied units
Median gross rent
$1,249Rent plus utilities, monthly
Median age
42.4 yrsAll residents
Homeownership rate
83.2%Owner-occupied households

ZIP 81521 in context

How this area compares with national benchmarks.

ZIP 81521 is a mid-size town in Mesa County, Colorado, with 16,861 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #137 of 528 ranked by population — larger than 74% of them. The median age here is 42.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 81521 earn a median of $82,632 a year, 5.2% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 81521 is valued at $385,300, 27% above the national figure, while median gross rent runs $1,249 a month, 11.2% below the national figure, or roughly $14,988 across a full year. A household on the local median income would put about 18.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 83.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 81521 in context

How 81521 sits inside Mesa County and Colorado.

ZIP 81521 is tabulated inside Mesa County, Colorado, one of 17 ZIP areas the Census publishes for that county and 528 across Colorado. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 81521 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 81521 reports a median household income of $82,632, close to the $83,353 county median, and close to the $80,917 typical CO ZIP. Owner-occupied homes are valued at a median of $385,300, 12% below the county figure and 10% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,249 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Colorado charges 2.9% statewide, and local governments overlapping 81521 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 81521 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 81521

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
4.7×Home value ÷ household income
Est. mortgage
$1,999/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 81521 compares

ZIP 81521 against the median ZIP in Mesa County and across Colorado.

MeasureZIP 81521County medianState medianvs state
Median household income$82,632$83,353$80,917+2%
Median home value$385,300$439,500$428,850-10%
Median gross rent$1,249$1,279$1,455-14%
Population16,8615,3972,604+548%

Medians are computed across the 17 ZIP areas in Mesa County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 52% of 468 state ZIPs

#225
Home value

above 41% of 472 state ZIPs

#279
Population

larger than 74% of 528 state ZIPs

#137

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
80918El Paso County$82,743$414,400$1,572
80003Jefferson County$82,754$486,600$1,729
81427Ouray County$82,851$562,200$954
80218Denver County$82,925$653,900$1,475
80938El Paso County$82,105$487,900—
81301La Plata County$83,209$634,900$1,433

Nearby ZIP codes

Other ZIP codes filed under Mesa County.

Adjacent ZIP Codes

Other ZIP codes in Mesa County, Colorado.

ZIP 81521 questions

Common questions about this ZIP code.

Where is ZIP code 81521?
ZIP 81521 lies mostly in Mesa County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 81521?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 81521 expensive to live in?
Median rent runs $1,249 a month, about 18% of median household income, and the median home is worth $385,300 — -10% against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 81521, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.