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Dolores County · Colorado

ZIP code 81324

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 81324 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,639

ZCTA residents

Median income
$72,279

Household, past 12 months

Median home
$204,300

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 81324 sits in Dolores County, Colorado and is home to 1,639 people. Median household income is $72,279, the median home is worth $204,300 and median gross rent is —. 81.6% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Dolores County

FIPS 08033

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 81324

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,639ZIP 81324 residents
Median household income
$72,279Past 12 months, inflation adjusted
Median home value
$204,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
60.5 yrsAll residents
Homeownership rate
81.6%Owner-occupied households

ZIP 81324 in context

How this area compares with national benchmarks.

ZIP 81324 is a small town in Dolores County, Colorado, with 1,639 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #293 of 528 ranked by population — larger than 44% of them. The median age here is 60.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 81324 earn a median of $72,279 a year, 8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 15.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 81324 is valued at $204,300, 32.7% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 60.5 puts ZIP 81324 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 81324 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 81324 in context

How 81324 sits inside Dolores County and Colorado.

ZIP 81324 is tabulated inside Dolores County, Colorado, one of 5 ZIP areas the Census publishes for that county and 528 across Colorado. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 81324 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 81324 reports a median household income of $72,279, 3% above the $69,864 county median, and 11% below the $80,917 typical CO ZIP. Owner-occupied homes are valued at a median of $204,300, 40% below the county figure and 52% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Colorado charges 2.9% statewide, and local governments overlapping 81324 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 81324 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 81324

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,060/mo20% down, 30-yr at 6.75%
Poverty rate
15.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 81324 compares

ZIP 81324 against the median ZIP in Dolores County and across Colorado.

MeasureZIP 81324County medianState medianvs state
Median household income$72,279$69,864$80,917-11%
Median home value$204,300$338,900$428,850-52%
Median gross rent—$1,376$1,455—
Population1,6394522,604-37%

Medians are computed across the 5 ZIP areas in Dolores County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 40% of 468 state ZIPs

#282
Home value

above 15% of 472 state ZIPs

#402
Population

larger than 45% of 528 state ZIPs

#293

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
81630Garfield County$72,344$276,100$1,275
80701Morgan County$72,500$318,100$1,096
80014Arapahoe County$72,561$386,500$1,800
81433San Juan County$72,639$402,900$1,076
81410Delta County$71,840$325,700$998
81425Montrose County$71,824$293,500$995

Nearby ZIP codes

Other ZIP codes filed under Dolores County.

Adjacent ZIP Codes

Other ZIP codes in Dolores County, Colorado.

ZIP 81324 questions

Common questions about this ZIP code.

Where is ZIP code 81324?
ZIP 81324 lies mostly in Dolores County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 81324?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 81324 expensive to live in?
Median rent runs — a month, and the median home is worth $204,300 — -52% against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 81324, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.