ZIP code 81023

ZIP 81023 is a small town in Pueblo County, Colorado, with 1,568 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #297 of 528 ranked by population — larger than 43% of them. The median age here is 48.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 81023 earn a median of $54,058 a year, 31.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 81023 is valued at $352,700, 16.2% above the national figure, while median gross rent runs $1,338 a month, 4.8% below the national figure, or roughly $16,056 across a full year. A household on the local median income would put about 29.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 83.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 81023 is tabulated inside Pueblo County, Colorado, one of 12 ZIP areas the Census publishes for that county and 528 across Colorado. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 81023 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 81023 reports a median household income of $54,058, 5% below the $56,953 county median, and 33% below the $80,917 typical CO ZIP. Owner-occupied homes are valued at a median of $352,700, 59% above the county figure and 18% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,338 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Colorado charges 2.9% statewide, and local governments overlapping 81023 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 81023 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.