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ZipNumbers

Morgan County · Colorado

ZIP code 80654

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 80654 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,216

ZCTA residents

Median income
$99,830

Household, past 12 months

Median home
$396,500

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 80654 sits in Morgan County, Colorado and is home to 3,216 people. Median household income is $99,830, the median home is worth $396,500 and median gross rent is $1,096. 72.7% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Morgan County

FIPS 08087

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 80654

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,216ZIP 80654 residents
Median household income
$99,830Past 12 months, inflation adjusted
Median home value
$396,500Owner-occupied units
Median gross rent
$1,096Rent plus utilities, monthly
Median age
36.7 yrsAll residents
Homeownership rate
72.7%Owner-occupied households

Sales tax in 80654

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$2,057/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 80654 compares

ZIP 80654 against the median ZIP in Morgan County and across Colorado.

MeasureZIP 80654County medianState medianvs state
Median household income$99,830$74,144$80,917+23%
Median home value$396,500$276,000$428,850-8%
Median gross rent$1,096$1,083$1,455-25%
Population3,2161,0642,604+24%

Medians are computed across the 7 ZIP areas in Morgan County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 72% of 468 state ZIPs

#130
Home value

above 44% of 472 state ZIPs

#264
Population

larger than 52% of 528 state ZIPs

#254

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
80863Teller County$100,011$503,400$1,960
80440Park County$99,583$448,700$1,884
80004Jefferson County$99,576$590,600$1,771
80514Weld County$99,389$448,200$1,823
81620Eagle County$99,152$951,800$2,199
80721Phillips County$100,625$337,100

Nearby ZIP codes

Other ZIP codes filed under Morgan County.

ZIP 80654 questions

Common questions about this ZIP code.

Where is ZIP code 80654?
ZIP 80654 lies mostly in Morgan County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 80654?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 80654 expensive to live in?
Median rent runs $1,096 a month, about 13% of median household income, and the median home is worth $396,500-8% against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 80654, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.