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Weld County · Colorado

ZIP code 80631

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 80631 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
53,920

ZCTA residents

Median income
$52,470

Household, past 12 months

Median home
$300,400

Owner-occupied value

Sales tax
2.9%

Colorado state rate

Quick answer

ZIP 80631 sits in Weld County, Colorado and is home to 53,920 people. Median household income is $52,470, the median home is worth $300,400 and median gross rent is $1,209. 46.6% of households own their home, and purchases are taxed at 2.9% (Colorado state rate).

County
Weld County

FIPS 08123

State
Colorado (CO)

528 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 80631

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
53,920ZIP 80631 residents
Median household income
$52,470Past 12 months, inflation adjusted
Median home value
$300,400Owner-occupied units
Median gross rent
$1,209Rent plus utilities, monthly
Median age
28.9 yrsAll residents
Homeownership rate
46.6%Owner-occupied households

ZIP 80631 in context

How this area compares with national benchmarks.

ZIP 80631 is a small city in Weld County, Colorado, with 53,920 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #11 of 528 ranked by population — larger than 98% of them. The median age here is 28.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 80631 earn a median of $52,470 a year, 33.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 22.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 80631 is valued at $300,400, 1% below the national figure, while median gross rent runs $1,209 a month, 14% below the national figure, or roughly $14,508 across a full year. A household on the local median income would put about 27.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 46.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 28.9 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 80631 in context

How 80631 sits inside Weld County and Colorado.

ZIP 80631 is tabulated inside Weld County, Colorado, one of 35 ZIP areas the Census publishes for that county and 528 across Colorado. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 80631 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 80631 reports a median household income of $52,470, 40% below the $86,938 county median, and 35% below the $80,917 typical CO ZIP. Owner-occupied homes are valued at a median of $300,400, 30% below the county figure and 30% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,209 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Colorado charges 2.9% statewide, and local governments overlapping 80631 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 80631 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 80631

What a purchase inside this ZIP costs at checkout.

Rate applied
2.9%State base rate only
Tax on $100
$3Rounded to the dollar
Tax on $1,000
$29Before any exemptions

Colorado levies 2.9% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$1,559/mo20% down, 30-yr at 6.75%
Poverty rate
22.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 80631 compares

ZIP 80631 against the median ZIP in Weld County and across Colorado.

MeasureZIP 80631County medianState medianvs state
Median household income$52,470$86,938$80,917-35%
Median home value$300,400$431,950$428,850-30%
Median gross rent$1,209$1,585$1,455-17%
Population53,9204,1752,604+1971%

Medians are computed across the 35 ZIP areas in Weld County and the 528 ZIP areas in Colorado.

Statewide rank

Where this ZIP places among all 528 Colorado ZIP areas.

Income

richer than 15% of 468 state ZIPs

#398
Home value

above 30% of 472 state ZIPs

#332
Population

larger than 98% of 528 state ZIPs

#11

Comparable ZIP codes

Colorado ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
81130Mineral County$52,461$404,800$903
80827Park County$52,311$447,500—
80521Larimer County$52,679$541,300$1,412
81416Delta County$52,174$282,500$1,043
81055Huerfano County$53,036$375,600$1,043
81125Saguache County$51,667$138,300$519

Nearby ZIP codes

Other ZIP codes filed under Weld County.

Adjacent ZIP Codes

Other ZIP codes in Weld County, Colorado.

ZIP 80631 questions

Common questions about this ZIP code.

Where is ZIP code 80631?
ZIP 80631 lies mostly in Weld County, Colorado. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 80631?
Colorado charges 2.9% statewide, plus any county, city or district rate that applies locally.
Is 80631 expensive to live in?
Median rent runs $1,209 a month, about 28% of median household income, and the median home is worth $300,400 — -30% against the typical Colorado ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 80631, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.