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ZipNumbers

Merced County · California

ZIP code 95340

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95340 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
38,045

ZCTA residents

Median income
$65,141

Household, past 12 months

Median home
$383,200

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95340 sits in Merced County, California and is home to 38,045 people. Median household income is $65,141, the median home is worth $383,200 and median gross rent is $1,204. 56.2% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Merced County

FIPS 06047

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95340

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
38,045ZIP 95340 residents
Median household income
$65,141Past 12 months, inflation adjusted
Median home value
$383,200Owner-occupied units
Median gross rent
$1,204Rent plus utilities, monthly
Median age
31.8 yrsAll residents
Homeownership rate
56.2%Owner-occupied households

Sales tax in 95340

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
5.9×Home value ÷ household income
Est. mortgage
$1,988/mo20% down, 30-yr at 6.75%
Poverty rate
19.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95340 compares

ZIP 95340 against the median ZIP in Merced County and across California.

MeasureZIP 95340County medianState medianvs state
Median household income$65,141$64,104$89,916-28%
Median home value$383,200$352,700$628,900-39%
Median gross rent$1,204$1,140$1,851-35%
Population38,0459,01315,085+152%

Medians are computed across the 19 ZIP areas in Merced County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 22% of 1,593 state ZIPs

#1,249
Home value

above 24% of 1,597 state ZIPs

#1,212
Population

larger than 77% of 1,803 state ZIPs

#415

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
96094Siskiyou County$65,139$298,600$951
93512Mono County$65,158$278,600
92105San Diego County$65,174$593,800$1,687
95345Mariposa County$65,221$415,700
95525Humboldt County$65,250$489,600$1,221
96007Shasta County$65,000$284,800$1,037

Nearby ZIP codes

Other ZIP codes filed under Merced County.

ZIP 95340 questions

Common questions about this ZIP code.

Where is ZIP code 95340?
ZIP 95340 lies mostly in Merced County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95340?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95340 expensive to live in?
Median rent runs $1,204 a month, about 22% of median household income, and the median home is worth $383,200-39% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95340, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.