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San Joaquin County · California

ZIP code 95337

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95337 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
46,157

ZCTA residents

Median income
$110,132

Household, past 12 months

Median home
$611,200

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95337 sits in San Joaquin County, California and is home to 46,157 people. Median household income is $110,132, the median home is worth $611,200 and median gross rent is $2,049. 73.1% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
San Joaquin County

FIPS 06077

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95337

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
46,157ZIP 95337 residents
Median household income
$110,132Past 12 months, inflation adjusted
Median home value
$611,200Owner-occupied units
Median gross rent
$2,049Rent plus utilities, monthly
Median age
34.9 yrsAll residents
Homeownership rate
73.1%Owner-occupied households

ZIP 95337 in context

How this area compares with national benchmarks.

ZIP 95337 is a small city in San Joaquin County, California, with 46,157 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #277 of 1,803 ranked by population — larger than 84% of them. The median age here is 34.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 95337 earn a median of $110,132 a year, 40.2% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 95337 is valued at $611,200, 101.5% above the national figure, while median gross rent runs $2,049 a month, 45.7% above the national figure, or roughly $24,588 across a full year. A household on the local median income would put about 22.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 73.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 95337 in context

How 95337 sits inside San Joaquin County and California.

ZIP 95337 is tabulated inside San Joaquin County, California, one of 30 ZIP areas the Census publishes for that county and 1,803 across California. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 95337 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 95337 reports a median household income of $110,132, 20% above the $91,588 county median, and 22% above the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $611,200, 24% above the county figure and 3% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,049 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 95337 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 95337 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 95337

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
5.5×Home value ÷ household income
Est. mortgage
$3,171/mo20% down, 30-yr at 6.75%
Poverty rate
9.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95337 compares

ZIP 95337 against the median ZIP in San Joaquin County and across California.

MeasureZIP 95337County medianState medianvs state
Median household income$110,132$91,588$89,916+22%
Median home value$611,200$494,650$628,900-3%
Median gross rent$2,049$1,548$1,851+11%
Population46,15726,94615,085+206%

Medians are computed across the 30 ZIP areas in San Joaquin County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 69% of 1,593 state ZIPs

#501
Home value

above 48% of 1,597 state ZIPs

#829
Population

larger than 85% of 1,803 state ZIPs

#277

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
94580Alameda County$110,106$820,100$2,164
91356Los Angeles County$110,094$1,177,200$2,027
95829Sacramento County$110,269$589,700$2,021
92672San Diego County$109,991$1,240,000$2,370
92270Riverside County$109,943$747,800$1,575
95472Sonoma County$109,775$995,200$1,918

Nearby ZIP codes

Other ZIP codes filed under San Joaquin County.

Adjacent ZIP Codes

Other ZIP codes in San Joaquin County, California.

ZIP 95337 questions

Common questions about this ZIP code.

Where is ZIP code 95337?
ZIP 95337 lies mostly in San Joaquin County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95337?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95337 expensive to live in?
Median rent runs $2,049 a month, about 22% of median household income, and the median home is worth $611,200 — -3% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95337, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.