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ZipNumbers

Merced County · California

ZIP code 95312

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95312 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
193

ZCTA residents

Median income

Household, past 12 months

Median home

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95312 sits in Merced County, California and is home to 193 people. Median household income is , the median home is worth and median gross rent is $675. 60.9% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Merced County

FIPS 06047

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95312

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
193ZIP 95312 residents
Median household income
Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
$675Rent plus utilities, monthly
Median age
53.7 yrsAll residents
Homeownership rate
60.9%Owner-occupied households

Sales tax in 95312

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95312 compares

ZIP 95312 against the median ZIP in Merced County and across California.

MeasureZIP 95312County medianState medianvs state
Median household income$64,104$89,916
Median home value$352,700$628,900
Median gross rent$675$1,140$1,851-64%
Population1939,01315,085-99%

Medians are computed across the 19 ZIP areas in Merced County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

Not published

Home value

Not published

Population

larger than 8% of 1,803 state ZIPs

#1,651

Nearby ZIP codes

Other ZIP codes filed under Merced County.

ZIP 95312 questions

Common questions about this ZIP code.

Where is ZIP code 95312?
ZIP 95312 lies mostly in Merced County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95312?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95312 expensive to live in?
Median rent runs $675 a month, and the median home is worth against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95312, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.