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ZipNumbers

San Joaquin County · California

ZIP code 95227

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95227 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,036

ZCTA residents

Median income
$150,143

Household, past 12 months

Median home
$730,200

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95227 sits in San Joaquin County, California and is home to 1,036 people. Median household income is $150,143, the median home is worth $730,200 and median gross rent is . 96.1% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
San Joaquin County

FIPS 06077

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95227

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,036ZIP 95227 residents
Median household income
$150,143Past 12 months, inflation adjusted
Median home value
$730,200Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
54.2 yrsAll residents
Homeownership rate
96.1%Owner-occupied households

Sales tax in 95227

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$3,789/mo20% down, 30-yr at 6.75%
Poverty rate
2.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95227 compares

ZIP 95227 against the median ZIP in San Joaquin County and across California.

MeasureZIP 95227County medianState medianvs state
Median household income$150,143$91,588$89,916+67%
Median home value$730,200$494,650$628,900+16%
Median gross rent$1,548$1,851
Population1,03626,94615,085-93%

Medians are computed across the 30 ZIP areas in San Joaquin County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 89% of 1,593 state ZIPs

#178
Home value

above 60% of 1,597 state ZIPs

#640
Population

larger than 21% of 1,803 state ZIPs

#1,416

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
94938Marin County$150,250$1,005,100$3,501
92602Orange County$150,406$1,323,200$2,895
93021Ventura County$149,848$862,600$2,651
93621Fresno County$149,750
93626Madera County$149,565$594,800$1,176
92060San Diego County$150,758$625,000

Nearby ZIP codes

Other ZIP codes filed under San Joaquin County.

ZIP 95227 questions

Common questions about this ZIP code.

Where is ZIP code 95227?
ZIP 95227 lies mostly in San Joaquin County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95227?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95227 expensive to live in?
Median rent runs a month, and the median home is worth $730,200+16% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95227, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.