Skip to content
ZipNumbers

Santa Cruz County · California

ZIP code 95066

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95066 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,369

ZCTA residents

Median income
$146,941

Household, past 12 months

Median home
$1,113,000

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95066 sits in Santa Cruz County, California and is home to 15,369 people. Median household income is $146,941, the median home is worth $1,113,000 and median gross rent is $2,384. 75.6% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Santa Cruz County

FIPS 06087

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95066

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,369ZIP 95066 residents
Median household income
$146,941Past 12 months, inflation adjusted
Median home value
$1,113,000Owner-occupied units
Median gross rent
$2,384Rent plus utilities, monthly
Median age
47.5 yrsAll residents
Homeownership rate
75.6%Owner-occupied households

Sales tax in 95066

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
7.6×Home value ÷ household income
Est. mortgage
$5,775/mo20% down, 30-yr at 6.75%
Poverty rate
4.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95066 compares

ZIP 95066 against the median ZIP in Santa Cruz County and across California.

MeasureZIP 95066County medianState medianvs state
Median household income$146,941$119,130$89,916+63%
Median home value$1,113,000$993,100$628,900+77%
Median gross rent$2,384$2,259$1,851+29%
Population15,3698,69715,085+2%

Medians are computed across the 17 ZIP areas in Santa Cruz County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 88% of 1,593 state ZIPs

#193
Home value

above 83% of 1,597 state ZIPs

#271
Population

larger than 50% of 1,803 state ZIPs

#896

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
92869Orange County$147,047$935,200$2,335
91381Los Angeles County$146,706$1,029,300$2,797
92075San Diego County$146,210$1,937,900$2,996
94303Santa Clara County$148,031$1,825,000$2,710
95672El Dorado County$145,769$707,600$2,160
94122San Francisco County$145,717$1,507,100$2,720

Nearby ZIP codes

Other ZIP codes filed under Santa Cruz County.

ZIP 95066 questions

Common questions about this ZIP code.

Where is ZIP code 95066?
ZIP 95066 lies mostly in Santa Cruz County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95066?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95066 expensive to live in?
Median rent runs $2,384 a month, about 19% of median household income, and the median home is worth $1,113,000+77% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95066, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.