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ZipNumbers

Santa Cruz County · California

ZIP code 95006

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95006 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,433

ZCTA residents

Median income
$128,483

Household, past 12 months

Median home
$779,300

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95006 sits in Santa Cruz County, California and is home to 8,433 people. Median household income is $128,483, the median home is worth $779,300 and median gross rent is $1,985. 76.6% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Santa Cruz County

FIPS 06087

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95006

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,433ZIP 95006 residents
Median household income
$128,483Past 12 months, inflation adjusted
Median home value
$779,300Owner-occupied units
Median gross rent
$1,985Rent plus utilities, monthly
Median age
46.5 yrsAll residents
Homeownership rate
76.6%Owner-occupied households

Sales tax in 95006

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
6.1×Home value ÷ household income
Est. mortgage
$4,044/mo20% down, 30-yr at 6.75%
Poverty rate
3.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95006 compares

ZIP 95006 against the median ZIP in Santa Cruz County and across California.

MeasureZIP 95006County medianState medianvs state
Median household income$128,483$119,130$89,916+43%
Median home value$779,300$993,100$628,900+24%
Median gross rent$1,985$2,259$1,851+7%
Population8,4338,69715,085-44%

Medians are computed across the 17 ZIP areas in Santa Cruz County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 80% of 1,593 state ZIPs

#317
Home value

above 64% of 1,597 state ZIPs

#581
Population

larger than 42% of 1,803 state ZIPs

#1,039

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95658Placer County$128,472$814,300$1,529
96161Nevada County$128,535$922,000$2,104
94933Marin County$128,561$886,100$3,172
95441Sonoma County$128,375$1,277,800$1,570
92653Orange County$128,623$978,400$2,637
94038San Mateo County$128,333$1,112,900

Nearby ZIP codes

Other ZIP codes filed under Santa Cruz County.

ZIP 95006 questions

Common questions about this ZIP code.

Where is ZIP code 95006?
ZIP 95006 lies mostly in Santa Cruz County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95006?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95006 expensive to live in?
Median rent runs $1,985 a month, about 19% of median household income, and the median home is worth $779,300+24% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95006, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.