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ZipNumbers

San Francisco County · California

ZIP code 94103

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 94103 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
33,524

ZCTA residents

Median income
$122,339

Household, past 12 months

Median home
$1,057,600

Owner-occupied value

Sales tax
8.625%

Combined state + local

Quick answer

ZIP 94103 sits in San Francisco County, California and is home to 33,524 people. Median household income is $122,339, the median home is worth $1,057,600 and median gross rent is $2,146. 19.2% of households own their home, and purchases are taxed at 8.625% combined.

County
San Francisco County

FIPS 06075

State
California (CA)

1,803 ZIPs covered

Area codes
415, 510, 628, 650, 707, 916, 925

NANPA codes serving this area

Metro area
San Francisco

Rate jurisdiction used for tax

The numbers for 94103

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
33,524ZIP 94103 residents
Median household income
$122,339Past 12 months, inflation adjusted
Median home value
$1,057,600Owner-occupied units
Median gross rent
$2,146Rent plus utilities, monthly
Median age
36.4 yrsAll residents
Homeownership rate
19.2%Owner-occupied households

Sales tax in 94103

What a purchase inside this ZIP costs at checkout.

Rate applied
8.625%San Francisco jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$86Before any exemptions

This ZIP falls inside the San Francisco rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
8.6×Home value ÷ household income
Est. mortgage
$5,488/mo20% down, 30-yr at 6.75%
Poverty rate
19%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 94103 compares

ZIP 94103 against the median ZIP in San Francisco County and across California.

MeasureZIP 94103County medianState medianvs state
Median household income$122,339$145,717$89,916+36%
Median home value$1,057,600$1,500,200$628,900+68%
Median gross rent$2,146$2,503$1,851+16%
Population33,52431,45315,085+122%

Medians are computed across the 28 ZIP areas in San Francisco County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 77% of 1,593 state ZIPs

#367
Home value

above 80% of 1,597 state ZIPs

#319
Population

larger than 71% of 1,803 state ZIPs

#522

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
93923Monterey County$122,500$1,570,800$2,214
93012Ventura County$122,110$794,400$2,790
90620Orange County$122,582$782,000$2,263
94592Solano County$122,625$681,300$2,708
95128Santa Clara County$122,647$1,214,500$2,505
92336San Bernardino County$121,989$604,600$2,064

Nearby ZIP codes

Other ZIP codes filed under San Francisco County.

ZIP 94103 questions

Common questions about this ZIP code.

Where is ZIP code 94103?
ZIP 94103 lies mostly in San Francisco County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 94103?
Purchases are taxed at 8.625% combined, built from the San Francisco jurisdiction stack.
Is 94103 expensive to live in?
Median rent runs $2,146 a month, about 21% of median household income, and the median home is worth $1,057,600+68% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 94103, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.