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ZipNumbers

San Francisco County · California

ZIP code 94102

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 94102 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
34,983

ZCTA residents

Median income
$64,781

Household, past 12 months

Median home
$996,300

Owner-occupied value

Sales tax
8.625%

Combined state + local

Quick answer

ZIP 94102 sits in San Francisco County, California and is home to 34,983 people. Median household income is $64,781, the median home is worth $996,300 and median gross rent is $1,517. 8.6% of households own their home, and purchases are taxed at 8.625% combined.

County
San Francisco County

FIPS 06075

State
California (CA)

1,803 ZIPs covered

Area codes
415, 510, 628, 650, 707, 916, 925

NANPA codes serving this area

Metro area
San Francisco

Rate jurisdiction used for tax

The numbers for 94102

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
34,983ZIP 94102 residents
Median household income
$64,781Past 12 months, inflation adjusted
Median home value
$996,300Owner-occupied units
Median gross rent
$1,517Rent plus utilities, monthly
Median age
41.1 yrsAll residents
Homeownership rate
8.6%Owner-occupied households

Sales tax in 94102

What a purchase inside this ZIP costs at checkout.

Rate applied
8.625%San Francisco jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$86Before any exemptions

This ZIP falls inside the San Francisco rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
15.4×Home value ÷ household income
Est. mortgage
$5,170/mo20% down, 30-yr at 6.75%
Poverty rate
21.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 94102 compares

ZIP 94102 against the median ZIP in San Francisco County and across California.

MeasureZIP 94102County medianState medianvs state
Median household income$64,781$145,717$89,916-28%
Median home value$996,300$1,500,200$628,900+58%
Median gross rent$1,517$2,503$1,851-18%
Population34,98331,45315,085+132%

Medians are computed across the 28 ZIP areas in San Francisco County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 21% of 1,593 state ZIPs

#1,255
Home value

above 77% of 1,597 state ZIPs

#362
Population

larger than 73% of 1,803 state ZIPs

#490

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
93625Fresno County$64,792$368,700$1,232
95203San Joaquin County$64,710$349,800$1,248
95991Sutter County$64,853$366,200$1,318
95338Mariposa County$64,707$367,000$1,281
95817Sacramento County$64,621$500,700$1,511
92655Orange County$64,602$723,700$1,443

Nearby ZIP codes

Other ZIP codes filed under San Francisco County.

ZIP 94102 questions

Common questions about this ZIP code.

Where is ZIP code 94102?
ZIP 94102 lies mostly in San Francisco County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 94102?
Purchases are taxed at 8.625% combined, built from the San Francisco jurisdiction stack.
Is 94102 expensive to live in?
Median rent runs $1,517 a month, about 28% of median household income, and the median home is worth $996,300+58% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 94102, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.