ZIP code 99705

ZIP 99705 is a mid-size town in Fairbanks North Star Borough, Alaska, with 22,281 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #11 of 245 ranked by population — larger than 95% of them. The median age here is 32.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 99705 earn a median of $96,966 a year, 23.5% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 99705 is valued at $290,100, 4.4% below the national figure, while median gross rent runs $1,496 a month, 6.4% above the national figure, or roughly $17,952 across a full year. A household on the local median income would put about 18.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 99705 is tabulated inside Fairbanks North Star Borough, Alaska, one of 9 ZIP areas the Census publishes for that county and 245 across Alaska. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 99705 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 99705 reports a median household income of $96,966, 37% above the $71,032 county median, and 53% above the $63,203 typical AK ZIP. Owner-occupied homes are valued at a median of $290,100, close to the county figure and 70% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,496 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alaska charges 0% statewide, and local governments overlapping 99705 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 99705 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.