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Anchorage Municipality · Alaska

ZIP code 99540

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 99540 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
354

ZCTA residents

Median income
$82,969

Household, past 12 months

Median home
$360,000

Owner-occupied value

Sales tax
0%

Alaska state rate

Quick answer

ZIP 99540 sits in Anchorage Municipality, Alaska and is home to 354 people. Median household income is $82,969, the median home is worth $360,000 and median gross rent is —. 66.1% of households own their home, and purchases are taxed at 0% (Alaska state rate).

County
Anchorage Municipality

FIPS 02020

State
Alaska (AK)

245 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 99540

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
354ZIP 99540 residents
Median household income
$82,969Past 12 months, inflation adjusted
Median home value
$360,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
49.6 yrsAll residents
Homeownership rate
66.1%Owner-occupied households

ZIP 99540 in context

How this area compares with national benchmarks.

ZIP 99540 is a very small community in Anchorage Municipality, Alaska, with 354 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #131 of 245 ranked by population — larger than 46% of them. The median age here is 49.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 99540 earn a median of $82,969 a year, 5.6% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 2.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 99540 is valued at $360,000, 18.7% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 66.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 354 residents, a handful of survey responses moves every median on this page. Compare ZIP 99540 against its county rather than against national figures.

The Census withheld gross rent for ZIP 99540 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 99540 in context

How 99540 sits inside Anchorage Municipality and Alaska.

ZIP 99540 is tabulated inside Anchorage Municipality, Alaska, one of 17 ZIP areas the Census publishes for that county and 245 across Alaska. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 99540 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 99540 reports a median household income of $82,969, 16% below the $99,307 county median, and 31% above the $63,203 typical AK ZIP. Owner-occupied homes are valued at a median of $360,000, 5% below the county figure and 111% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alaska charges 0% statewide, and local governments overlapping 99540 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 99540 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 99540

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Alaska levies 0% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
4.3×Home value ÷ household income
Est. mortgage
$1,868/mo20% down, 30-yr at 6.75%
Poverty rate
2.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 99540 compares

ZIP 99540 against the median ZIP in Anchorage Municipality and across Alaska.

MeasureZIP 99540County medianState medianvs state
Median household income$82,969$99,307$63,203+31%
Median home value$360,000$378,700$170,800+111%
Median gross rent—$1,546$1,040—
Population35416,563458-23%

Medians are computed across the 17 ZIP areas in Anchorage Municipality and the 245 ZIP areas in Alaska.

Statewide rank

Where this ZIP places among all 245 Alaska ZIP areas.

Income

richer than 72% of 210 state ZIPs

#58
Home value

above 88% of 185 state ZIPs

#22
Population

larger than 47% of 245 state ZIPs

#131

Comparable ZIP codes

Alaska ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
99709Fairbanks North Star Borough$82,991$296,000$1,288
99664Kenai Peninsula Borough$83,101$335,500$1,158
99504Anchorage Municipality$83,338$309,200$1,529
99766North Slope Borough$81,944$184,700$1,288
99669Kenai Peninsula Borough$84,133$304,000$1,205
99588Copper River Census Area$81,759$236,700$1,356

Nearby ZIP codes

Other ZIP codes filed under Anchorage Municipality.

Adjacent ZIP Codes

Other ZIP codes in Anchorage Municipality, Alaska.

ZIP 99540 questions

Common questions about this ZIP code.

Where is ZIP code 99540?
ZIP 99540 lies mostly in Anchorage Municipality, Alaska. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 99540?
Alaska charges 0% statewide, plus any county, city or district rate that applies locally.
Is 99540 expensive to live in?
Median rent runs — a month, and the median home is worth $360,000 — +111% against the typical Alaska ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 99540, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.