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Montgomery County · Alabama

ZIP code 36107

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 36107 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,063

ZCTA residents

Median income
$31,895

Household, past 12 months

Median home
$69,800

Owner-occupied value

Sales tax
4%

Alabama state rate

Quick answer

ZIP 36107 sits in Montgomery County, Alabama and is home to 8,063 people. Median household income is $31,895, the median home is worth $69,800 and median gross rent is $883. 36.9% of households own their home, and purchases are taxed at 4% (Alabama state rate).

County
Montgomery County

FIPS 01101

State
Alabama (AL)

656 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 36107

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,063ZIP 36107 residents
Median household income
$31,895Past 12 months, inflation adjusted
Median home value
$69,800Owner-occupied units
Median gross rent
$883Rent plus utilities, monthly
Median age
32.6 yrsAll residents
Homeownership rate
36.9%Owner-occupied households

ZIP 36107 in context

How this area compares with national benchmarks.

ZIP 36107 is a mid-size town in Montgomery County, Alabama, with 8,063 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #217 of 656 ranked by population — larger than 67% of them. The median age here is 32.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 36107 earn a median of $31,895 a year, 59.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 36.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 36107 is valued at $69,800, 77% below the national figure, while median gross rent runs $883 a month, 37.2% below the national figure, or roughly $10,596 across a full year. A household on the local median income would put about 33.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 36.9% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 36107 is the unusual combination of expensive to rent and cheap to buy: rent takes 33.2% of median income while homes cost only 2.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 36107 in context

How 36107 sits inside Montgomery County and Alabama.

ZIP 36107 is tabulated inside Montgomery County, Alabama, one of 22 ZIP areas the Census publishes for that county and 656 across Alabama. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 36107 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 36107 reports a median household income of $31,895, 45% below the $57,836 county median, and 42% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $69,800, 49% below the county figure and 53% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $883 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alabama charges 4% statewide, and local governments overlapping 36107 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 36107 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 36107

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
33%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$362/mo20% down, 30-yr at 6.75%
Poverty rate
36.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 36107 compares

ZIP 36107 against the median ZIP in Montgomery County and across Alabama.

MeasureZIP 36107County medianState medianvs state
Median household income$31,895$57,836$55,313-42%
Median home value$69,800$137,000$148,100-53%
Median gross rent$883$1,054$823+7%
Population8,0635,0563,811+112%

Medians are computed across the 22 ZIP areas in Montgomery County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 6% of 585 state ZIPs

#552
Home value

above 4% of 571 state ZIPs

#548
Population

larger than 67% of 656 state ZIPs

#217

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
35462Greene County$32,114$96,700—
36748Marengo County$31,635$92,000$753
35805Madison County$31,247$108,200$800
36108Montgomery County$32,622$73,700$786
35218Jefferson County$30,966$79,500$897
35204Jefferson County$32,880$81,600$716

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

Adjacent ZIP Codes

Other ZIP codes in Montgomery County, Alabama.

ZIP 36107 questions

Common questions about this ZIP code.

Where is ZIP code 36107?
ZIP 36107 lies mostly in Montgomery County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 36107?
Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
Is 36107 expensive to live in?
Median rent runs $883 a month, about 33% of median household income, and the median home is worth $69,800 — -53% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 36107, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.