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Madison County · Alabama

ZIP code 35805

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 35805 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,006

ZCTA residents

Median income
$31,247

Household, past 12 months

Median home
$108,200

Owner-occupied value

Sales tax
4%

Alabama state rate

Quick answer

ZIP 35805 sits in Madison County, Alabama and is home to 21,006 people. Median household income is $31,247, the median home is worth $108,200 and median gross rent is $800. 33.8% of households own their home, and purchases are taxed at 4% (Alabama state rate).

County
Madison County

FIPS 01089

State
Alabama (AL)

656 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 35805

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,006ZIP 35805 residents
Median household income
$31,247Past 12 months, inflation adjusted
Median home value
$108,200Owner-occupied units
Median gross rent
$800Rent plus utilities, monthly
Median age
31.8 yrsAll residents
Homeownership rate
33.8%Owner-occupied households

ZIP 35805 in context

How this area compares with national benchmarks.

ZIP 35805 is a mid-size town in Madison County, Alabama, with 21,006 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #61 of 656 ranked by population — larger than 90% of them. The median age here is 31.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 35805 earn a median of $31,247 a year, 60.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 33.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 35805 is valued at $108,200, 64.3% below the national figure, while median gross rent runs $800 a month, 43.1% below the national figure, or roughly $9,600 across a full year. A household on the local median income would put about 30.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 33.8% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 35805 is the unusual combination of expensive to rent and cheap to buy: rent takes 30.7% of median income while homes cost only 3.5× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 35805 in context

How 35805 sits inside Madison County and Alabama.

ZIP 35805 is tabulated inside Madison County, Alabama, one of 22 ZIP areas the Census publishes for that county and 656 across Alabama. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 35805 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 35805 reports a median household income of $31,247, 66% below the $93,066 county median, and 44% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $108,200, 60% below the county figure and 27% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $800 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alabama charges 4% statewide, and local governments overlapping 35805 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 35805 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 35805

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
31%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$561/mo20% down, 30-yr at 6.75%
Poverty rate
33.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 35805 compares

ZIP 35805 against the median ZIP in Madison County and across Alabama.

MeasureZIP 35805County medianState medianvs state
Median household income$31,247$93,066$55,313-44%
Median home value$108,200$271,250$148,100-27%
Median gross rent$800$1,141$823-3%
Population21,00616,7113,811+451%

Medians are computed across the 22 ZIP areas in Madison County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 5% of 585 state ZIPs

#556
Home value

above 25% of 571 state ZIPs

#431
Population

larger than 91% of 656 state ZIPs

#61

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
35218Jefferson County$30,966$79,500$897
36748Marengo County$31,635$92,000$753
36107Montgomery County$31,895$69,800$883
36871Russell County$30,592$112,000—
35462Greene County$32,114$96,700—
36703Dallas County$30,096$74,400$711

Nearby ZIP codes

Other ZIP codes filed under Madison County.

Adjacent ZIP Codes

Other ZIP codes in Madison County, Alabama.

ZIP 35805 questions

Common questions about this ZIP code.

Where is ZIP code 35805?
ZIP 35805 lies mostly in Madison County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 35805?
Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
Is 35805 expensive to live in?
Median rent runs $800 a month, about 31% of median household income, and the median home is worth $108,200 — -27% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 35805, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.