
Jefferson County · Alabama
ZIP code 35206
- Population
- 15,031
- Median income
- $39,051
- Median home
- $122,500
- Sales tax
- 10%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 35206 sits in Jefferson County, Alabama and is home to 15,031 people. Median household income is $39,051, the median home is worth $122,500 and median gross rent is $990. 47.5% of households own their home, and purchases are taxed at 10% combined.
- County
- Jefferson County
- State
- Alabama (AL)
- Area codes
- 205
FIPS 01073
656 ZIPs covered
NANPA codes serving this area
The numbers for 35206
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 15,031ZIP 35206 residents
- Median household income
- $39,051Past 12 months, inflation adjusted
- Median home value
- $122,500Owner-occupied units
- Median gross rent
- $990Rent plus utilities, monthly
- Median age
- 43.4 yrsAll residents
- Homeownership rate
- 47.5%Owner-occupied households
ZIP 35206 in context
How this area compares with national benchmarks.
ZIP 35206 is a mid-size town in Jefferson County, Alabama, with 15,031 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #117 of 656 ranked by population — larger than 82% of them. The median age here is 43.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 35206 earn a median of $39,051 a year, 50.3% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 24.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 35206 is valued at $122,500, 59.6% below the national figure, while median gross rent runs $990 a month, 29.6% below the national figure, or roughly $11,880 across a full year. A household on the local median income would put about 30.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 47.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
ZIP 35206 is the unusual combination of expensive to rent and cheap to buy: rent takes 30.4% of median income while homes cost only 3.1× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 35206 in context
How 35206 sits inside Jefferson County and Alabama.
ZIP 35206 is tabulated inside Jefferson County, Alabama, one of 54 ZIP areas the Census publishes for that county and 656 across Alabama. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 35206 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 35206 reports a median household income of $39,051, 38% below the $63,333 county median, and 29% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $122,500, 34% below the county figure and 17% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $990 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 35206 carries 10% at the register, assembled from the Birmingham jurisdiction stack: the Alabama state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 35206 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 35206 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 35206
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Birmingham rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 35206 compares
ZIP 35206 against the median ZIP in Jefferson County and across Alabama.
| Measure | ZIP 35206 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $39,051 | $63,333 | $55,313 | -29% |
| Median home value | $122,500 | $184,450 | $148,100 | -17% |
| Median gross rent | $990 | $1,044 | $823 | +20% |
| Population | 15,031 | 9,716 | 3,811 | +294% |
Medians are computed across the 54 ZIP areas in Jefferson County and the 656 ZIP areas in Alabama.
Statewide rank
Where this ZIP places among all 656 Alabama ZIP areas.
- Income
- #506
- Home value
- #367
- Population
- #117
richer than 14% of 585 state ZIPs
above 36% of 571 state ZIPs
larger than 82% of 656 state ZIPs
Comparable ZIP codes
Alabama ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Jefferson County.
Adjacent ZIP Codes
Other ZIP codes in Jefferson County, Alabama.
ZIP 35206 questions
Common questions about this ZIP code.
- Where is ZIP code 35206?
- ZIP 35206 lies mostly in Jefferson County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 35206?
- Purchases are taxed at 10% combined, built from the Birmingham jurisdiction stack.
- Is 35206 expensive to live in?
- Median rent runs $990 a month, about 30% of median household income, and the median home is worth $122,500 — -17% against the typical Alabama ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Alabama Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.