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Jefferson County · Alabama

ZIP code 35203

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 35203 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,301

ZCTA residents

Median income
$46,829

Household, past 12 months

Median home
$288,600

Owner-occupied value

Sales tax
10%

Combined state + local

Quick answer

ZIP 35203 sits in Jefferson County, Alabama and is home to 3,301 people. Median household income is $46,829, the median home is worth $288,600 and median gross rent is $954. 27.7% of households own their home, and purchases are taxed at 10% combined.

County
Jefferson County

FIPS 01073

State
Alabama (AL)

656 ZIPs covered

Area codes
205

NANPA codes serving this area

Metro area
Birmingham

Rate jurisdiction used for tax

The numbers for 35203

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,301ZIP 35203 residents
Median household income
$46,829Past 12 months, inflation adjusted
Median home value
$288,600Owner-occupied units
Median gross rent
$954Rent plus utilities, monthly
Median age
41.6 yrsAll residents
Homeownership rate
27.7%Owner-occupied households

ZIP 35203 in context

How this area compares with national benchmarks.

ZIP 35203 is a small town in Jefferson County, Alabama, with 3,301 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #354 of 656 ranked by population — larger than 46% of them. The median age here is 41.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 35203 earn a median of $46,829 a year, 40.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 25.3% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 35203 is valued at $288,600, 4.9% below the national figure, while median gross rent runs $954 a month, 32.1% below the national figure, or roughly $11,448 across a full year. A household on the local median income would put about 24.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 27.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 35203 in context

How 35203 sits inside Jefferson County and Alabama.

ZIP 35203 is tabulated inside Jefferson County, Alabama, one of 54 ZIP areas the Census publishes for that county and 656 across Alabama. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 35203 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 35203 reports a median household income of $46,829, 26% below the $63,333 county median, and 15% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $288,600, 56% above the county figure and 95% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $954 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 35203 carries 10% at the register, assembled from the Birmingham jurisdiction stack: the Alabama state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 35203 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 35203 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 35203

What a purchase inside this ZIP costs at checkout.

Rate applied
10%Birmingham jurisdiction stack
Tax on $100
$10Rounded to the dollar
Tax on $1,000
$100Before any exemptions

This ZIP falls inside the Birmingham rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
6.2×Home value ÷ household income
Est. mortgage
$1,497/mo20% down, 30-yr at 6.75%
Poverty rate
25.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 35203 compares

ZIP 35203 against the median ZIP in Jefferson County and across Alabama.

MeasureZIP 35203County medianState medianvs state
Median household income$46,829$63,333$55,313-15%
Median home value$288,600$184,450$148,100+95%
Median gross rent$954$1,044$823+16%
Population3,3019,7163,811-13%

Medians are computed across the 54 ZIP areas in Jefferson County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 29% of 585 state ZIPs

#413
Home value

above 92% of 571 state ZIPs

#44
Population

larger than 46% of 656 state ZIPs

#354

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
36867Russell County$46,847$188,000$963
35810Madison County$46,963$126,100$1,097
36783Marengo County$46,667$75,800$1,038
36069Montgomery County$47,000$95,200$922
36029Bullock County$47,004$214,500—
35616Colbert County$47,083$94,100$820

Nearby ZIP codes

Other ZIP codes filed under Jefferson County.

Adjacent ZIP Codes

Other ZIP codes in Jefferson County, Alabama.

ZIP 35203 questions

Common questions about this ZIP code.

Where is ZIP code 35203?
ZIP 35203 lies mostly in Jefferson County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 35203?
Purchases are taxed at 10% combined, built from the Birmingham jurisdiction stack.
Is 35203 expensive to live in?
Median rent runs $954 a month, about 24% of median household income, and the median home is worth $288,600 — +95% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 35203, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.