San Diego County · California
San Diego, CA housing costs
What a home costs to buy and to rent here, how old the housing stock is, and how much of a paycheck rent takes — all from Census ACS 5-year estimates.
Quick answer
The median home in San Diego, CA is worth $848,500 and median gross rent is $2,223 a month. That is 180% above the national median home value of $303,400. 47.6% of occupied homes are owner-occupied, against 65% nationally.
- Median home value
- $848,500#6 of 94 metros
- Median gross rent
- $2,223/mo#3 of 94 metros
- Owner-occupied
- 47.6%US average 65%
- Median year built
- 1978Half the homes here are older than this
Can a median household here buy a median home?
Price-to-income is the plainest affordability yardstick there is.
San Diego's median household earns $98,657 a year while the median home is worth $848,500. That is a price-to-income ratio of 8.6×, against roughly 3.9× nationally. Lenders have historically treated anything above 4× as stretched. Renters at the median put 32.2% of household income into gross rent; 30% is the federal threshold for “cost-burdened”.
Related data for San Diego
The same household, seen from three angles.
Tables B25077, B25064, B25003, B25035 and B25071, 2019-2023 ACS 5-year, Census place 666,000. Values are place-level, not metro-area-wide.