Fredericksburg city ZIP codes — Fredericksburg city, Virginia

Fredericksburg city is a small city in Virginia, with 28,383 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 31 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Fredericksburg city earn a median of $85,368 a year, 8.7% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Fredericksburg city is valued at $461,500, 52.1% above the national figure, while median gross rent runs $1,521 a month, 8.2% above the national figure, or roughly $18,252 across a full year. A household on the local median income would put about 21.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 41.6% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.