Pembina ZIP codes — Pembina County, North Dakota

Pembina County is a mid-size town in North Dakota, with 6,787 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 45.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Pembina County earn a median of $66,884 a year, 14.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Pembina County is valued at $116,600, 61.6% below the national figure, while median gross rent runs $692 a month, 50.8% below the national figure, or roughly $8,304 across a full year. A household on the local median income would put about 12.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 74.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.