
Missouri · FIPS 29051
Cole ZIP codes — Cole County, Missouri
Quick answer
Cole County is home to 76,924 residents with a median household income of $73,273 and a median home value of $214,400. 67.4% of households own their home and 9.3% of residents live below the poverty line. Looking for a Cole ZIP code? 6 ZIP code areas fall inside Cole County, Missouri, listed in full below.
- Population
- 76,924Cole County residents
- Median household income
- $73,273Past 12 months, inflation adjusted
- Median home value
- $214,400Owner-occupied units
- Median gross rent
- $804Rent plus utilities, monthly
- Median age
- 39.7 yrsAll residents
- Homeownership rate
- 67.4%Owner-occupied households
Cole County, MO in context
How this area compares with national benchmarks.
Cole County is a small city in Missouri, with 76,924 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 39.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.
Households in Cole County earn a median of $73,273 a year, 6.7% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.3% of residents here, below the 12.4% national rate.
The typical owner-occupied home in Cole County is valued at $214,400, 29.3% below the national figure, while median gross rent runs $804 a month, 42.8% below the national figure, or roughly $9,648 across a full year. A household on the local median income would put about 13.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 67.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
ZIP codes in Cole County
ZIP code tabulation areas whose land area falls mostly in Cole County.
How to read this page
What these estimates cover.
Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Cities and towns in Missouri
Largest Census places in Missouri by population.
- Kansas City city 508,233
- St. Louis city 293,109
- Springfield city 169,432
- Columbia city 127,200
- Independence city 121,944
- Lee's Summit city 102,583
- O'Fallon city 92,697
- St. Joseph city 71,542
- St. Charles city 71,048
- Blue Springs city 59,416
- St. Peters city 58,200
- Joplin city 52,218
Nearby counties
Other counties in Missouri.
Frequently asked questions
Common questions about this area.
- What is the population of Cole County?
- Cole County has 76,924 residents on Census ACS 2019-2023 ACS 5-year estimates.
- What is the median household income in Cole County?
- Median household income in Cole County is $73,273 a year, 6.7% below the national figure of $78,538.
- How much does it cost to rent or buy in Cole County?
- Median gross rent is $804 a month and the median home value is $214,400, so rent absorbs about 13.2% of median household income.
- Is Cole County affordable compared with the rest of the US?
- Homes cost about 2.9× the local median income here versus roughly 3.9× nationally, so Cole County is more affordable to buy in than the typical US market, and rent takes 13.2% of median income against the 30% cost-burden line.
- How current is this Cole County data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.