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Idaho · FIPS 16045

Gem ZIP codes — Gem County, Idaho

Quick answer

Gem County is home to 19,854 residents with a median household income of $66,245 and a median home value of $367,300. 76.6% of households own their home and 10.4% of residents live below the poverty line. Looking for a Gem ZIP code? 4 ZIP code areas fall inside Gem County, Idaho, listed in full below.

Population
19,854Gem County residents
Median household income
$66,245Past 12 months, inflation adjusted
Median home value
$367,300Owner-occupied units
Median gross rent
$887Rent plus utilities, monthly
Median age
42.8 yrsAll residents
Homeownership rate
76.6%Owner-occupied households

Gem County, ID in context

How this area compares with national benchmarks.

Gem County is a mid-size town in Idaho, with 19,854 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 42.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Gem County earn a median of $66,245 a year, 15.7% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Gem County is valued at $367,300, 21.1% above the national figure, while median gross rent runs $887 a month, 36.9% below the national figure, or roughly $10,644 across a full year. A household on the local median income would put about 16.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 76.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP codes in Gem County

ZIP code tabulation areas whose land area falls mostly in Gem County.

How to read this page

What these estimates cover.

Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cities and towns in Idaho

Largest Census places in Idaho by population.

Nearby counties

Other counties in Idaho.

Frequently asked questions

Common questions about this area.

What is the population of Gem County?
Gem County has 19,854 residents on Census ACS 2019-2023 ACS 5-year estimates.
What is the median household income in Gem County?
Median household income in Gem County is $66,245 a year, 15.7% below the national figure of $78,538.
How much does it cost to rent or buy in Gem County?
Median gross rent is $887 a month and the median home value is $367,300, so rent absorbs about 16.1% of median household income.
Is Gem County affordable compared with the rest of the US?
Homes cost about 5.5× the local median income here versus roughly 3.9× nationally, so Gem County is less affordable to buy in than the typical US market, and rent takes 16.1% of median income against the 30% cost-burden line.
How current is this Gem County data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.