Banks ZIP codes — Banks County, Georgia

Banks County is a mid-size town in Georgia, with 18,757 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 42.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Banks County earn a median of $68,830 a year, 12.4% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Banks County is valued at $251,700, 17% below the national figure, while median gross rent runs $788 a month, 44% below the national figure, or roughly $9,456 across a full year. A household on the local median income would put about 13.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.