Hudson County · New Jersey
Cost of living in Jersey City, NJ
Price levels published by the Bureau of Economic Analysis for New York-Newark-Jersey City, NY-NJ, with the national average set to 100 — so 108 means things cost 8% more here than the US average.
Quick answer
Living in Jersey City, NJ costs 12.6% above the national average — an all-items price level of 112.6. To match the buying power of a $100,000 national-average salary you would need about $112,563 here.
- All items
- 112.6US average = 100
- Housing
- 148.648.6% above the national average
- Goods
- 110.310.3% above the national average
- Other services
- 105.85.8% above the national average
Price level by component
Where the difference actually comes from.
| Component | Index | vs US | What it covers |
|---|---|---|---|
| Goods | 110.3 | +10.3% | Groceries, fuel, clothing, durable purchases. |
| Housing | 148.6 | +48.6% | Rents and imputed rents — the biggest single swing factor. |
| Utilities | 127.0 | +27.0% | Electricity, gas, water and other household energy. |
| Other services | 105.8 | +5.8% | Healthcare, dining, repairs, personal services. |
What your salary is worth in Jersey City, NJ
Enter a salary. We deflate it by the local price level (112.6 where 100 is the US average) and show what you would need to earn here to match the same pay somewhere average.
- Real value here
- $81,047
- Needed to match US average
- $102,690
- Monthly difference
- $955
What a local paycheck is really worth
Nominal pay is only half the story.
The median household in Jersey City earns $91,229. Deflated by the local price level, that is $81,047 in national-average dollars — the BEA calls this real income, and it is simply income × 100 ÷ 112.6.
More on Jersey City
Same city, other datasets.
2024 BEA Regional Price Parities, published for New York-Newark-Jersey City, NY-NJ. Parities are metro-wide, so a single neighbourhood can sit well above or below these figures.