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Ramsey County · Minnesota

St. Paul cost of living (MN)

Price levels published by the Bureau of Economic Analysis for Minneapolis-St. Paul-Bloomington, MN-WI, with the national average set to 100 — so 108 means things cost 8% more here than the US average.

Cash, receipts and a calculator on a table, illustrating local cost of living data

Quick answer

St. Paul costs 4.8% above the national average — all-items price level 104.8, rank 23 of 94 covered metros. A $100,000 national-average salary needs to be $104,822 here. Housing is the reason, at 111.8.

All items
104.8US average = 100
Housing
111.811.8% above the national average
Goods
103.13.1% above the national average
Other services
104.44.4% above the national average

Price level by component

Where the difference actually comes from.

ComponentIndexvs USWhat it covers
Goods103.1+3.1%Groceries, fuel, clothing, durable purchases.
Housing111.8+11.8%Rents and imputed rents — the biggest single swing factor.
Utilities93.5-6.5%Electricity, gas, water and other household energy.
Other services104.4+4.4%Healthcare, dining, repairs, personal services.

What your salary is worth in St. Paul, MN

Enter a salary. We deflate it by the local price level (104.8 where 100 is the US average) and show what you would need to earn here to match the same pay somewhere average.

Real value here
$67,383
Needed to match US average
$74,038
Monthly difference
$284

What a local paycheck is really worth

Nominal pay is only half the story.

$70,632 median household income in St. Paul is worth $67,383 in national-average dollars. BEA calls that real income: income × 100 ÷ 104.8.

Run your own salary through the comparison tool →

Other St. Paul datasets on this site.

Statewide: Minnesota cities · Minnesota ZIP codes · Minnesota sales tax · Minnesota counties

Source: US Bureau of Economic Analysis, Regional Price Parities

2024 BEA Regional Price Parities, published for Minneapolis-St. Paul-Bloomington, MN-WI. Parities are metro-wide, so a single neighbourhood can sit well above or below these figures.