Ramsey County · Minnesota
St. Paul cost of living (MN)
Price levels published by the Bureau of Economic Analysis for Minneapolis-St. Paul-Bloomington, MN-WI, with the national average set to 100 — so 108 means things cost 8% more here than the US average.

Quick answer
St. Paul costs 4.8% above the national average — all-items price level 104.8, rank 23 of 94 covered metros. A $100,000 national-average salary needs to be $104,822 here. Housing is the reason, at 111.8.
- All items
- 104.8US average = 100
- Housing
- 111.811.8% above the national average
- Goods
- 103.13.1% above the national average
- Other services
- 104.44.4% above the national average
Price level by component
Where the difference actually comes from.
| Component | Index | vs US | What it covers |
|---|---|---|---|
| Goods | 103.1 | +3.1% | Groceries, fuel, clothing, durable purchases. |
| Housing | 111.8 | +11.8% | Rents and imputed rents — the biggest single swing factor. |
| Utilities | 93.5 | -6.5% | Electricity, gas, water and other household energy. |
| Other services | 104.4 | +4.4% | Healthcare, dining, repairs, personal services. |
What your salary is worth in St. Paul, MN
Enter a salary. We deflate it by the local price level (104.8 where 100 is the US average) and show what you would need to earn here to match the same pay somewhere average.
- Real value here
- $67,383
- Needed to match US average
- $74,038
- Monthly difference
- $284
What a local paycheck is really worth
Nominal pay is only half the story.
$70,632 median household income in St. Paul is worth $67,383 in national-average dollars. BEA calls that real income: income × 100 ÷ 104.8.
More St. Paul data
Other St. Paul datasets on this site.
- St. Paul population and income
- St. Paul sales tax rate
- St. Paul property tax
- St. Paul home values and rent
- St. Paul crime rates
- St. Paul public schools
- St. Paul weather normals
- St. Paul commute times
- St. Paul jobs and wages
Statewide: Minnesota cities · Minnesota ZIP codes · Minnesota sales tax · Minnesota counties
2024 BEA Regional Price Parities, published for Minneapolis-St. Paul-Bloomington, MN-WI. Parities are metro-wide, so a single neighbourhood can sit well above or below these figures.