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Santa Clara County · California

Cost of living in San Jose, CA

Price levels published by the Bureau of Economic Analysis for San Jose-Sunnyvale-Santa Clara, CA, with the national average set to 100 — so 108 means things cost 8% more here than the US average.

Quick answer

Living in San Jose, CA costs 10.4% above the national average — an all-items price level of 110.4. To match the buying power of a $100,000 national-average salary you would need about $110,423 here.

All items
110.4US average = 100
Housing
211.9111.9% above the national average
Goods
105.25.2% above the national average
Other services
100.3in line with the national average

Price level by component

Where the difference actually comes from.

ComponentIndexvs USWhat it covers
Goods105.2+5.2%Groceries, fuel, clothing, durable purchases.
Housing211.9+111.9%Rents and imputed rents — the biggest single swing factor.
Utilities156.7+56.7%Electricity, gas, water and other household energy.
Other services100.3+0.3%Healthcare, dining, repairs, personal services.

What your salary is worth in San Jose, CA

Enter a salary. We deflate it by the local price level (110.4 where 100 is the US average) and show what you would need to earn here to match the same pay somewhere average.

Real value here
$128,202
Needed to match US average
$156,320
Monthly difference
$1,230

What a local paycheck is really worth

Nominal pay is only half the story.

The median household in San Jose earns $141,565. Deflated by the local price level, that is $128,202 in national-average dollars — the BEA calls this real income, and it is simply income × 100 ÷ 110.4.

Run your own salary through the comparison tool →

Same city, other datasets.

Source: US Bureau of Economic Analysis, Regional Price Parities

2024 BEA Regional Price Parities, published for San Jose-Sunnyvale-Santa Clara, CA. Parities are metro-wide, so a single neighbourhood can sit well above or below these figures.