What is the population of Schertz city?

Schertz city has 43,128 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #85 of 1,863 in Texas.

What is the median household income in Schertz city?

Median household income in Schertz city is $96,633 a year, 23% above the national figure of $78,538.

How much does it cost to rent or buy in Schertz city?

Median gross rent is $1,593 a month and the median home value is $292,100, so rent absorbs about 19.8% of median household income.

Is Schertz city affordable compared with the rest of the US?

Homes cost about 3× the local median income here versus roughly 3.9× nationally, so Schertz city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

Texas · Census place 66128

Schertz, TX population, income and ZIP codes

Quick answer

The population of the city of Schertz, Texas (Schertz, TX — Census place “Schertz city”) is 43,128 residents, ranking #85 of 1863 places in Texas. Median household income is $96,633, the median home is worth $292,100 and median gross rent runs $1,593 a month. Looking for the Schertz Texas ZIP code list? 2 ZIP codes serve Schertz, TX: 78108, 78154.

Population: 43,128Schertz city residents
Median household income: $96,633Past 12 months, inflation adjusted
Median home value: $292,100Owner-occupied units
Median gross rent: $1,593Rent plus utilities, monthly
Median age: 38.1 yrsAll residents
Homeownership rate: 77.5%Owner-occupied households

Schertz ZIP codes (Texas)

Census ZCTAs whose delivery area overlaps Schertz.

The Schertz TX ZIP code list below covers 2 ZIP codes. Open any one for its population, income, housing and rent profile.

What the numbers mean in Schertz city

Housing cost measured against local earnings.

A household earning the Schertz city median would spend about 19.8% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 5.6% of residents and 77.5% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Schertz city, TX in context

How this area compares with national benchmarks.

Schertz city is a small city in Texas, with 43,128 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #85 of 1,863 ranked by population — larger than 95% of them. The median age here is 38.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Schertz city earn a median of $96,633 a year, 23% above the national figure of $78,538 and 49% above the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Schertz city is valued at $292,100, 3.7% below the national figure and 63% above the $179,100 peer median, while median gross rent runs $1,593 a month, 13.3% above the national figure, or roughly $19,116 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Schertz city?: Schertz city has 43,128 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #85 of 1,863 in Texas.
What is the median household income in Schertz city?: Median household income in Schertz city is $96,633 a year, 23% above the national figure of $78,538.
How much does it cost to rent or buy in Schertz city?: Median gross rent is $1,593 a month and the median home value is $292,100, so rent absorbs about 19.8% of median household income.
Is Schertz city affordable compared with the rest of the US?: Homes cost about 3× the local median income here versus roughly 3.9× nationally, so Schertz city is more affordable to buy in than the typical US market, and rent takes 19.8% of median income against the 30% cost-burden line.
How current is this Schertz city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.