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Texas · Census place 13075

Carter, TX population, income and ZIP codes

Quick answer

The population of the city of Carter, Texas (Carter, TX — Census place “Carter CDP”) is 1,642 residents, ranking #813 of 1863 places in Texas. Median household income is $80,114, the median home is worth $237,300 and median gross rent runs $863 a month. Looking for the Carter Texas ZIP code list? 1 ZIP codes serve Carter, TX: 76082.

Population
1,642Carter CDP residents
Median household income
$80,114Past 12 months, inflation adjusted
Median home value
$237,300Owner-occupied units
Median gross rent
$863Rent plus utilities, monthly
Median age
39.6 yrsAll residents
Homeownership rate
87.8%Owner-occupied households

Carter ZIP codes (Texas)

Census ZCTAs whose delivery area overlaps Carter.

The Carter TX ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Carter CDP

Housing cost measured against local earnings.

A household earning the Carter CDP median would spend about 12.9% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 11.9% of residents and 87.8% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Carter CDP, TX in context

How this area compares with national benchmarks.

Carter CDP is a small town in Texas, with 1,642 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #813 of 1,863 ranked by population — larger than 56% of them. The median age here is 39.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Carter CDP earn a median of $80,114 a year, 2% above the national figure of $78,538 and 24% above the $64,654 median for the 1,008 Texas cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Carter CDP is valued at $237,300, 21.8% below the national figure and 32% above the $179,100 peer median, while median gross rent runs $863 a month, 38.6% below the national figure, or roughly $10,356 across a full year. A household on the local median income would put about 12.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 87.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Texas.

More Texas coverage.

Frequently asked questions

Common questions about this area.

What is the population of Carter CDP?
Carter CDP has 1,642 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #813 of 1,863 in Texas.
What is the median household income in Carter CDP?
Median household income in Carter CDP is $80,114 a year, 2% above the national figure of $78,538.
How much does it cost to rent or buy in Carter CDP?
Median gross rent is $863 a month and the median home value is $237,300, so rent absorbs about 12.9% of median household income.
Is Carter CDP affordable compared with the rest of the US?
Homes cost about 3× the local median income here versus roughly 3.9× nationally, so Carter CDP is more affordable to buy in than the typical US market, and rent takes 12.9% of median income against the 30% cost-burden line.
How current is this Carter CDP data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.