What is the population of Waterford borough?

Waterford borough has 1,254 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #882 of 2,002 in Pennsylvania.

What is the median household income in Waterford borough?

Median household income in Waterford borough is $58,875 a year, 25% below the national figure of $78,538.

How much does it cost to rent or buy in Waterford borough?

Median gross rent is $1,031 a month and the median home value is $163,000, so rent absorbs about 21% of median household income.

Is Waterford borough affordable compared with the rest of the US?

Homes cost about 2.8× the local median income here versus roughly 3.9× nationally, so Waterford borough is more affordable to buy in than the typical US market, and rent takes 21% of median income against the 30% cost-burden line.

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Pennsylvania · Census place 81456

Waterford, PA population, income and ZIP codes

Quick answer

The population of the city of Waterford, Pennsylvania (Waterford, PA — Census place “Waterford borough”) is 1,254 residents, ranking #882 of 2002 places in Pennsylvania. Median household income is $58,875, the median home is worth $163,000 and median gross rent runs $1,031 a month. Looking for the Waterford Pennsylvania ZIP code list? 1 ZIP codes serve Waterford, PA: 16441.

Population: 1,254Waterford borough residents
Median household income: $58,875Past 12 months, inflation adjusted
Median home value: $163,000Owner-occupied units
Median gross rent: $1,031Rent plus utilities, monthly
Median age: 48.3 yrsAll residents
Homeownership rate: 51.7%Owner-occupied households

Waterford ZIP codes (Pennsylvania)

Census ZCTAs whose delivery area overlaps Waterford.

The Waterford PA ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

16441

What the numbers mean in Waterford borough

Housing cost measured against local earnings.

A household earning the Waterford borough median would spend about 21% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 2.8× the median household income; nationally that ratio sits near 4.5×. Poverty affects 13.8% of residents and 51.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Waterford borough, PA in context

How this area compares with national benchmarks.

Waterford borough is a small town in Pennsylvania, with 1,254 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #882 of 2,002 ranked by population — larger than 55% of them. The median age here is 48.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Waterford borough earn a median of $58,875 a year, 25% below the national figure of $78,538 and 17% below the $71,118 median for the 982 Pennsylvania cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 13.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Waterford borough is valued at $163,000, 46.3% below the national figure and 16% below the $193,200 peer median, while median gross rent runs $1,031 a month, 26.7% below the national figure, or roughly $12,372 across a full year. A household on the local median income would put about 21% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 51.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Waterford borough?: Waterford borough has 1,254 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #882 of 2,002 in Pennsylvania.
What is the median household income in Waterford borough?: Median household income in Waterford borough is $58,875 a year, 25% below the national figure of $78,538.
How much does it cost to rent or buy in Waterford borough?: Median gross rent is $1,031 a month and the median home value is $163,000, so rent absorbs about 21% of median household income.
Is Waterford borough affordable compared with the rest of the US?: Homes cost about 2.8× the local median income here versus roughly 3.9× nationally, so Waterford borough is more affordable to buy in than the typical US market, and rent takes 21% of median income against the 30% cost-burden line.
How current is this Waterford borough data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.