Stony Creek Mills, PA population, income and ZIP codes

Stony Creek Mills CDP is a very small community in Pennsylvania, with 866 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1059 of 2,002 ranked by population — larger than 47% of them. The median age here is 32.4 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Stony Creek Mills CDP earn a median of $54,435 a year, 30.7% below the national figure of $78,538 and 23% below the $71,118 median for the 982 Pennsylvania cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 36.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Stony Creek Mills CDP is valued at $152,300, 49.8% below the national figure and 21% below the $193,200 peer median, while median gross rent runs $3,501 a month, 149% above the national figure, or roughly $42,012 across a full year. A household on the local median income would put about 77.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Stony Creek Mills CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 77.2% of median income while homes cost only 2.8× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 866 residents, a handful of survey responses moves every median on this page. Compare Stony Creek Mills CDP against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.