Saw Creek, PA population, income and ZIP codes

Saw Creek CDP is a small town in Pennsylvania, with 3,980 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #361 of 2,002 ranked by population — larger than 82% of them. The median age here is 44.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Saw Creek CDP earn a median of $70,992 a year, 9.6% below the national figure of $78,538 and within a couple of points of the $71,118 median for the 982 Pennsylvania cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Saw Creek CDP is valued at $217,400, 28.3% below the national figure and 13% above the $193,200 peer median, while median gross rent runs $2,123 a month, 51% above the national figure, or roughly $25,476 across a full year. A household on the local median income would put about 35.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Saw Creek CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 35.9% of median income while homes cost only 3.1× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.