Montgomery, PA population, income and ZIP codes

Montgomery borough is a small town in Pennsylvania, with 1,379 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #832 of 2,002 ranked by population — larger than 58% of them. The median age here is 31.2 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Montgomery borough earn a median of $56,490 a year, 28.1% below the national figure of $78,538 and 21% below the $71,118 median for the 982 Pennsylvania cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 8.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Montgomery borough is valued at $126,200, 58.4% below the national figure and 35% below the $193,200 peer median, while median gross rent runs $894 a month, 36.4% below the national figure, or roughly $10,728 across a full year. A household on the local median income would put about 19% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 59.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.