Ponca City, OK population, income and ZIP codes

Ponca City city is a mid-size town in Oklahoma, with 24,377 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #19 of 846 ranked by population — larger than 97% of them. The median age here is 37.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Ponca City city earn a median of $55,270 a year, 29.6% below the national figure of $78,538 and 3% above the $53,500 median for the 240 Oklahoma cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Ponca City city is valued at $127,500, 58% below the national figure and within a couple of points of the $125,800 peer median, while median gross rent runs $827 a month, 41.2% below the national figure, or roughly $9,924 across a full year. A household on the local median income would put about 18% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 62.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.