Loyal, OK population, income and ZIP codes

Loyal town is a very small community in Oklahoma, with 103 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #666 of 846 ranked by population — larger than 21% of them. The median age here is 39.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Loyal town earn a median of $27,500 a year, 65% below the national figure of $78,538 and 49% below the $53,500 median for the 240 Oklahoma cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 60.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Loyal town is valued at $81,100, 73.3% below the national figure and 36% below the $125,800 peer median, while median gross rent runs $775 a month, 44.9% below the national figure, or roughly $9,300 across a full year. A household on the local median income would put about 33.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 62.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Loyal town is the unusual combination of expensive to rent and cheap to buy: rent takes 33.8% of median income while homes cost only 2.9× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 103 residents, a handful of survey responses moves every median on this page. Compare Loyal town against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.