Toledo, OH population, income and ZIP codes

Toledo city is a mid-size city in Ohio, with 268,461 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #4 of 1,265 ranked by population — larger than 99% of them. The median age here is 35.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Toledo city earn a median of $47,532 a year, 39.5% below the national figure of $78,538 and 28% below the $66,250 median for the 689 Ohio cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 24.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Toledo city is valued at $107,000, 64.7% below the national figure and 36% below the $168,500 peer median, while median gross rent runs $880 a month, 37.4% below the national figure, or roughly $10,560 across a full year. A household on the local median income would put about 22.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 52.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.