Derby, OH population, income and ZIP codes

Derby CDP is a very small community in Ohio, with 433 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #925 of 1,265 ranked by population — larger than 26% of them. The median age here is 34.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Derby CDP earn a median of $31,985 a year, 59.3% below the national figure of $78,538 and 52% below the $66,250 median for the 689 Ohio cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 46% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Derby CDP is valued at $153,600, 49.4% below the national figure and 9% below the $168,500 peer median, while median gross rent runs $847 a month, 39.8% below the national figure, or roughly $10,164 across a full year. A household on the local median income would put about 31.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 4.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 38.4% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 433 residents, a handful of survey responses moves every median on this page. Compare Derby CDP against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.