Havelock, NC population, income and ZIP codes

Havelock city is a mid-size town in North Carolina, with 16,471 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #65 of 777 ranked by population — larger than 91% of them. The median age here is 24.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Havelock city earn a median of $64,433 a year, 18% below the national figure of $78,538 and 5% above the $61,228 median for the 459 North Carolina cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 13.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Havelock city is valued at $186,800, 38.4% below the national figure and 15% below the $219,800 peer median, while median gross rent runs $1,269 a month, 9.7% below the national figure, or roughly $15,228 across a full year. A household on the local median income would put about 23.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 45% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 24.5 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.