What is the population of Belmont city?

Belmont city has 15,140 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #69 of 777 in North Carolina.

What is the median household income in Belmont city?

Median household income in Belmont city is $86,442 a year, 10.1% above the national figure of $78,538.

How much does it cost to rent or buy in Belmont city?

Median gross rent is $1,274 a month and the median home value is $349,700, so rent absorbs about 17.7% of median household income.

Is Belmont city affordable compared with the rest of the US?

Homes cost about 4× the local median income here versus roughly 3.9× nationally, so Belmont city is less affordable to buy in than the typical US market, and rent takes 17.7% of median income against the 30% cost-burden line.

Aerial view of a dense city center, illustrating the US cities ZIP code directory

North Carolina · Census place 04840

Belmont, NC population, income and ZIP codes

Quick answer

The population of the city of Belmont, North Carolina (Belmont, NC — Census place “Belmont city”) is 15,140 residents, ranking #69 of 777 places in North Carolina. Median household income is $86,442, the median home is worth $349,700 and median gross rent runs $1,274 a month. Looking for the Belmont North Carolina ZIP code list? 1 ZIP codes serve Belmont, NC: 28012.

Population: 15,140Belmont city residents
Median household income: $86,442Past 12 months, inflation adjusted
Median home value: $349,700Owner-occupied units
Median gross rent: $1,274Rent plus utilities, monthly
Median age: 37.7 yrsAll residents
Homeownership rate: 65.9%Owner-occupied households

Belmont ZIP codes (North Carolina)

Census ZCTAs whose delivery area overlaps Belmont.

The Belmont NC ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

28012

What the numbers mean in Belmont city

Housing cost measured against local earnings.

A household earning the Belmont city median would spend about 17.7% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 4.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 10.1% of residents and 65.9% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Belmont city, NC in context

How this area compares with national benchmarks.

Belmont city is a mid-size town in North Carolina, with 15,140 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #69 of 777 ranked by population — larger than 91% of them. The median age here is 37.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Belmont city earn a median of $86,442 a year, 10.1% above the national figure of $78,538 and 41% above the $61,228 median for the 459 North Carolina cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Belmont city is valued at $349,700, 15.3% above the national figure and 59% above the $219,800 peer median, while median gross rent runs $1,274 a month, 9.4% below the national figure, or roughly $15,288 across a full year. A household on the local median income would put about 17.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 65.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in North Carolina.

More North Carolina coverage.

Frequently asked questions

Common questions about this area.

What is the population of Belmont city?: Belmont city has 15,140 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #69 of 777 in North Carolina.
What is the median household income in Belmont city?: Median household income in Belmont city is $86,442 a year, 10.1% above the national figure of $78,538.
How much does it cost to rent or buy in Belmont city?: Median gross rent is $1,274 a month and the median home value is $349,700, so rent absorbs about 17.7% of median household income.
Is Belmont city affordable compared with the rest of the US?: Homes cost about 4× the local median income here versus roughly 3.9× nationally, so Belmont city is less affordable to buy in than the typical US market, and rent takes 17.7% of median income against the 30% cost-burden line.
How current is this Belmont city data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.