Head of the Harbor, NY population, income and ZIP codes

Head of the Harbor village is a small town in New York, with 1,378 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #746 of 1,292 ranked by population — larger than 42% of them. The median age here is 46.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Head of the Harbor village earn a median of $250,001 a year, 218.3% above the national figure of $78,538 and 172% above the $91,806 median for the 847 New York cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 2.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Head of the Harbor village is valued at $1,123,900, 270.4% above the national figure and 256% above the $315,800 peer median, while median gross rent runs $2,833 a month, 101.5% above the national figure, or roughly $33,996 across a full year. A household on the local median income would put about 13.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 95.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.