Chelsea Cove, NY population, income and ZIP codes

Chelsea Cove CDP is a small town in New York, with 1,398 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #743 of 1,292 ranked by population — larger than 42% of them. The median age here is 31.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chelsea Cove CDP earn a median of $84,193 a year, 7.2% above the national figure of $78,538 and 8% below the $91,806 median for the 847 New York cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Chelsea Cove CDP is valued at $250,900, 17.3% below the national figure and 21% below the $315,800 peer median, while median gross rent runs $2,683 a month, 90.8% above the national figure, or roughly $32,196 across a full year. A household on the local median income would put about 38.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Chelsea Cove CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 38.2% of median income while homes cost only 3× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.