New Jersey · Census place 75020
Upper Montclair, NJ population, income and ZIP codes
Quick answer
The population of the city of Upper Montclair, New Jersey (Upper Montclair, NJ — Census place “Upper Montclair CDP”) is 12,279 residents, ranking #111 of 700 places in New Jersey. Median household income is $250,001, the median home is worth $968,200 and median gross rent runs $2,290 a month. Looking for the Upper Montclair New Jersey ZIP code list? 1 ZIP codes serve Upper Montclair, NJ: 07043.
- Population
- 12,279Upper Montclair CDP residents
- Median household income
- $250,001Past 12 months, inflation adjusted
- Median home value
- $968,200Owner-occupied units
- Median gross rent
- $2,290Rent plus utilities, monthly
- Median age
- 41.3 yrsAll residents
- Homeownership rate
- 86.6%Owner-occupied households
Upper Montclair ZIP codes (New Jersey)
Census ZCTAs whose delivery area overlaps Upper Montclair.
The Upper Montclair NJ ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.
What the numbers mean in Upper Montclair CDP
Housing cost measured against local earnings.
A household earning the Upper Montclair CDP median would spend about 11% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.9× the median household income; nationally that ratio sits near 4.5×. Poverty affects 1.8% of residents and 86.6% of households own their home.
Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year
Upper Montclair CDP, NJ in context
How this area compares with national benchmarks.
Upper Montclair CDP is a mid-size town in New Jersey, with 12,279 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #111 of 700 ranked by population — larger than 84% of them. The median age here is 41.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in Upper Montclair CDP earn a median of $250,001 a year, 218.3% above the national figure of $78,538 and 134% above the $106,926 median for the 543 New Jersey cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 1.8% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in Upper Montclair CDP is valued at $968,200, 219.1% above the national figure and 135% above the $412,500 peer median, while median gross rent runs $2,290 a month, 62.9% above the national figure, or roughly $27,480 across a full year. A household on the local median income would put about 11% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 86.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Compare with nearby places
Places of similar size in New Jersey.
- Pennsville CDP 12,238
- Haddonfield borough 12,502
- Glen Rock borough 12,082
- Freehold borough 12,504
- Hasbrouck Heights borough 12,067
- Oakland borough 12,700
- River Edge borough 12,024
- Red Bank borough 12,864
Keep going
More New Jersey coverage.
Frequently asked questions
Common questions about this area.
- What is the population of Upper Montclair CDP?
- Upper Montclair CDP has 12,279 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #111 of 700 in New Jersey.
- What is the median household income in Upper Montclair CDP?
- Median household income in Upper Montclair CDP is $250,001 a year, 218.3% above the national figure of $78,538.
- How much does it cost to rent or buy in Upper Montclair CDP?
- Median gross rent is $2,290 a month and the median home value is $968,200, so rent absorbs about 11% of median household income.
- Is Upper Montclair CDP affordable compared with the rest of the US?
- Homes cost about 3.9× the local median income here versus roughly 3.9× nationally, so Upper Montclair CDP is more affordable to buy in than the typical US market, and rent takes 11% of median income against the 30% cost-burden line.
- How current is this Upper Montclair CDP data?
- All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.