What is the population of Spotswood borough?

Spotswood borough has 8,112 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #203 of 700 in New Jersey.

What is the median household income in Spotswood borough?

Median household income in Spotswood borough is $101,388 a year, 29.1% above the national figure of $78,538.

How much does it cost to rent or buy in Spotswood borough?

Median gross rent is $1,097 a month and the median home value is $359,000, so rent absorbs about 13% of median household income.

Is Spotswood borough affordable compared with the rest of the US?

Homes cost about 3.5× the local median income here versus roughly 3.9× nationally, so Spotswood borough is more affordable to buy in than the typical US market, and rent takes 13% of median income against the 30% cost-burden line.

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New Jersey · Census place 69810

Spotswood, NJ population, income and ZIP codes

Quick answer

The population of the city of Spotswood, New Jersey (Spotswood, NJ — Census place “Spotswood borough”) is 8,112 residents, ranking #203 of 700 places in New Jersey. Median household income is $101,388, the median home is worth $359,000 and median gross rent runs $1,097 a month. Looking for the Spotswood New Jersey ZIP code list? 1 ZIP codes serve Spotswood, NJ: 08884.

Population: 8,112Spotswood borough residents
Median household income: $101,388Past 12 months, inflation adjusted
Median home value: $359,000Owner-occupied units
Median gross rent: $1,097Rent plus utilities, monthly
Median age: 45.4 yrsAll residents
Homeownership rate: 84.3%Owner-occupied households

Spotswood ZIP codes (New Jersey)

Census ZCTAs whose delivery area overlaps Spotswood.

The Spotswood NJ ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

08884

What the numbers mean in Spotswood borough

Housing cost measured against local earnings.

A household earning the Spotswood borough median would spend about 13% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.5× the median household income; nationally that ratio sits near 4.5×. Poverty affects 3.4% of residents and 84.3% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Spotswood borough, NJ in context

How this area compares with national benchmarks.

Spotswood borough is a mid-size town in New Jersey, with 8,112 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #203 of 700 ranked by population — larger than 71% of them. The median age here is 45.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Spotswood borough earn a median of $101,388 a year, 29.1% above the national figure of $78,538 and 5% below the $106,926 median for the 543 New Jersey cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 3.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Spotswood borough is valued at $359,000, 18.3% above the national figure and 13% below the $412,500 peer median, while median gross rent runs $1,097 a month, 22% below the national figure, or roughly $13,164 across a full year. A household on the local median income would put about 13% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

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Frequently asked questions

Common questions about this area.

What is the population of Spotswood borough?: Spotswood borough has 8,112 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #203 of 700 in New Jersey.
What is the median household income in Spotswood borough?: Median household income in Spotswood borough is $101,388 a year, 29.1% above the national figure of $78,538.
How much does it cost to rent or buy in Spotswood borough?: Median gross rent is $1,097 a month and the median home value is $359,000, so rent absorbs about 13% of median household income.
Is Spotswood borough affordable compared with the rest of the US?: Homes cost about 3.5× the local median income here versus roughly 3.9× nationally, so Spotswood borough is more affordable to buy in than the typical US market, and rent takes 13% of median income against the 30% cost-burden line.
How current is this Spotswood borough data?: All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.