Rossmoor, NJ population, income and ZIP codes

Rossmoor CDP is a small town in New Jersey, with 3,136 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #374 of 700 ranked by population — larger than 46% of them. The median age here is 73.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Rossmoor CDP earn a median of $54,367 a year, 30.8% below the national figure of $78,538 and 49% below the $106,926 median for the 543 New Jersey cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 8.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rossmoor CDP is valued at $184,800, 39.1% below the national figure and 55% below the $412,500 peer median, while median gross rent runs $1,568 a month, 11.5% above the national figure, or roughly $18,816 across a full year. A household on the local median income would put about 34.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Rossmoor CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 34.6% of median income while homes cost only 3.4× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 73.8 puts Rossmoor CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.