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New Jersey · Census place 61680

Ramsey, NJ population, income and ZIP codes

Quick answer

The population of the city of Ramsey, New Jersey (Ramsey, NJ — Census place “Ramsey borough”) is 14,722 residents, ranking #85 of 700 places in New Jersey. Median household income is $164,767, the median home is worth $665,700 and median gross rent runs $2,009 a month. Looking for the Ramsey New Jersey ZIP code list? 1 ZIP codes serve Ramsey, NJ: 07446.

Population
14,722Ramsey borough residents
Median household income
$164,767Past 12 months, inflation adjusted
Median home value
$665,700Owner-occupied units
Median gross rent
$2,009Rent plus utilities, monthly
Median age
41.1 yrsAll residents
Homeownership rate
83.7%Owner-occupied households

Ramsey ZIP codes (New Jersey)

Census ZCTAs whose delivery area overlaps Ramsey.

The Ramsey NJ ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Ramsey borough

Housing cost measured against local earnings.

A household earning the Ramsey borough median would spend about 14.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 4.0× the median household income; nationally that ratio sits near 4.5×. Poverty affects 3% of residents and 83.7% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Ramsey borough, NJ in context

How this area compares with national benchmarks.

Ramsey borough is a mid-size town in New Jersey, with 14,722 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #85 of 700 ranked by population — larger than 87% of them. The median age here is 41.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Ramsey borough earn a median of $164,767 a year, 109.8% above the national figure of $78,538 and 54% above the $106,926 median for the 543 New Jersey cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Ramsey borough is valued at $665,700, 119.4% above the national figure and 61% above the $412,500 peer median, while median gross rent runs $2,009 a month, 42.9% above the national figure, or roughly $24,108 across a full year. A household on the local median income would put about 14.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 83.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in New Jersey.

More New Jersey coverage.

Frequently asked questions

Common questions about this area.

What is the population of Ramsey borough?
Ramsey borough has 14,722 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #85 of 700 in New Jersey.
What is the median household income in Ramsey borough?
Median household income in Ramsey borough is $164,767 a year, 109.8% above the national figure of $78,538.
How much does it cost to rent or buy in Ramsey borough?
Median gross rent is $2,009 a month and the median home value is $665,700, so rent absorbs about 14.6% of median household income.
Is Ramsey borough affordable compared with the rest of the US?
Homes cost about 4× the local median income here versus roughly 3.9× nationally, so Ramsey borough is less affordable to buy in than the typical US market, and rent takes 14.6% of median income against the 30% cost-burden line.
How current is this Ramsey borough data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.