Point Pleasant Beach, NJ population, income and ZIP codes

Point Pleasant Beach borough is a small town in New Jersey, with 4,826 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #305 of 700 ranked by population — larger than 56% of them. The median age here is 47.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Point Pleasant Beach borough earn a median of $131,641 a year, 67.6% above the national figure of $78,538 and 23% above the $106,926 median for the 543 New Jersey cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Point Pleasant Beach borough is valued at $813,500, 168.1% above the national figure and 97% above the $412,500 peer median, while median gross rent runs $1,717 a month, 22.1% above the national figure, or roughly $20,604 across a full year. A household on the local median income would put about 15.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 70.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.