Oak Valley, NJ population, income and ZIP codes

Oak Valley CDP is a small town in New Jersey, with 4,374 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #324 of 700 ranked by population — larger than 53% of them. The median age here is 32.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Oak Valley CDP earn a median of $90,563 a year, 15.3% above the national figure of $78,538 and 15% below the $106,926 median for the 543 New Jersey cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Oak Valley CDP is valued at $226,000, 25.5% below the national figure and 45% below the $412,500 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 86.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for Oak Valley CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.