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New Jersey · Census place 47610

Montvale, NJ population, income and ZIP codes

Quick answer

The population of the city of Montvale, New Jersey (Montvale, NJ — Census place “Montvale borough”) is 8,625 residents, ranking #190 of 700 places in New Jersey. Median household income is $183,664, the median home is worth $688,500 and median gross rent runs $2,241 a month. Looking for the Montvale New Jersey ZIP code list? 1 ZIP codes serve Montvale, NJ: 07645.

Population
8,625Montvale borough residents
Median household income
$183,664Past 12 months, inflation adjusted
Median home value
$688,500Owner-occupied units
Median gross rent
$2,241Rent plus utilities, monthly
Median age
40.7 yrsAll residents
Homeownership rate
84.1%Owner-occupied households

Montvale ZIP codes (New Jersey)

Census ZCTAs whose delivery area overlaps Montvale.

The Montvale NJ ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Montvale borough

Housing cost measured against local earnings.

A household earning the Montvale borough median would spend about 14.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 3.7× the median household income; nationally that ratio sits near 4.5×. Poverty affects 3.8% of residents and 84.1% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Montvale borough, NJ in context

How this area compares with national benchmarks.

Montvale borough is a mid-size town in New Jersey, with 8,625 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #190 of 700 ranked by population — larger than 72% of them. The median age here is 40.7 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Montvale borough earn a median of $183,664 a year, 133.9% above the national figure of $78,538 and 72% above the $106,926 median for the 543 New Jersey cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.8% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Montvale borough is valued at $688,500, 126.9% above the national figure and 67% above the $412,500 peer median, while median gross rent runs $2,241 a month, 59.4% above the national figure, or roughly $26,892 across a full year. A household on the local median income would put about 14.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in New Jersey.

More New Jersey coverage.

Frequently asked questions

Common questions about this area.

What is the population of Montvale borough?
Montvale borough has 8,625 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #190 of 700 in New Jersey.
What is the median household income in Montvale borough?
Median household income in Montvale borough is $183,664 a year, 133.9% above the national figure of $78,538.
How much does it cost to rent or buy in Montvale borough?
Median gross rent is $2,241 a month and the median home value is $688,500, so rent absorbs about 14.6% of median household income.
Is Montvale borough affordable compared with the rest of the US?
Homes cost about 3.7× the local median income here versus roughly 3.9× nationally, so Montvale borough is more affordable to buy in than the typical US market, and rent takes 14.6% of median income against the 30% cost-burden line.
How current is this Montvale borough data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.