Lake Como, NJ population, income and ZIP codes

Lake Como borough is a small town in New Jersey, with 1,660 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #491 of 700 ranked by population — larger than 29% of them. The median age here is 41.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Lake Como borough earn a median of $83,056 a year, 5.8% above the national figure of $78,538 and 22% below the $106,926 median for the 543 New Jersey cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 6.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Lake Como borough is valued at $614,500, 102.5% above the national figure and 49% above the $412,500 peer median, while median gross rent runs $1,813 a month, 28.9% above the national figure, or roughly $21,756 across a full year. A household on the local median income would put about 26.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 7.4×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 62.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 7.4× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.